Providing access to highly rated non-admitted carriers, this program offers specialized professional liability coverage for associations and membership-based organizations across all U.S. states and D.C. Designed to address the unique exposures faced by associations and their leadership, coverage is available for community associations, property owners’ associations, country clubs, private clubs, labor unions, legal and bar associations, political action committees (PACs), and professional and trade associations.
With policy limits available up to $5,000,000 (primary and/or excess) and aggregate limits reaching $10,000,000, coverage is structured to protect organizations of varying sizes and risk profiles. Policies feature a minimum premium starting at $2,500 and a minimum deductible of $5,000, ensuring flexible and comprehensive protection. Coverage enhancements include Directors & Officers Liability (Side A, B & C), Errors & Omissions, Employment Practices Liability, and Third-Party Discrimination, offering broad protection for leadership, decision-making, and operational risks.
This program is designed to safeguard associations from financial and reputational harm resulting from managerial liability, professional negligence, and employment-related claims. Policyholders benefit from expert underwriting, dedicated claims support, and risk management resources tailored to mitigate the complex challenges faced by association leadership and governance structures.





